It is similar to a regular credit card in that it can be used to pay for gas, groceries, and other necessities. If you’re looking to improve your credit score and earn cash back at the same time, a chime credit builder card is a great option.Ī Chime Credit Builder card is a safe and secure way to use your credit card. Second, you’ll need to use your card regularly to earn the maximum amount of cash back. First, you’ll need to make sure that the card you’re using offers cash back rewards. There are a few things to keep in mind when using a chime credit builder card to earn cash back. These rewards can be used to offset the cost of your monthly bill, or you can choose to receive them as cash back. But can you get cash back with a chime credit builder card? The answer is yes! Here’s how it works: When you use your chime credit builder card to make purchases, you’ll earn cash back rewards. If you’re looking to improve your credit score, using a credit builder card can be a good way to do it.